Rabu, 19 Juni 2019

ANIMASI BANJIR BANDANG


Banjir bandang atau air bah adalah banjir besar yang datang secara tiba-tiba dengan meluap, menggenangi, dan mengalir deras menghanyutkan benda-benda besar. Banjir ini terjadi secara tiba-tiba di daerah permukaan rendah akibat hujan yang turun terus-menerus. Banjir bandang terjadi saat penjenuhan air terhadap tanah di wilayah tersebut berlangsung dengan sangat cepat hingga tidak dapat diserap lagi. Air yang tergenang lalu berkumpul di daerah-daerah dengan permukaan rendah dan mengalir dengan cepat ke daerah yang lebih rendah. Akibatnya, segala macam benda yang dilewatinya dikelilingi air dengan tiba-tiba. Banjir bandang dapat mengakibatkan kerugian yang besar.
Dibawah ini adalah animasi bagaimana terjadinya banjir bandang.





Senin, 29 Oktober 2018

APLIKASI LINE


1.    PENDAHULUAN

1.1        Latar Belakang
Tanpa disadari, sebagian aktivitas yang dilakukan oleh manusia telah didukung oleh teknologi informasi dan komunikasi. Contohnya adalah dengan semakin maraknya layanan jejaring sosial yang kita gunakan seperti aplikasi pesan instan yang ditawarkan oleh beberapa perusahaan yang bersaing ketat.
LINE merupakan sebuah aplikasi instant messaging yang saat ini banyak digunakan oleh semua kalangan. Aplikasi LINE menggunakan sistem nomor telepon seluler penggunanya sebagai basis untuk saling berhubungan.
LINE dapat dijalankan dengan menggunakan koneksi internet. Aplikasi ini dapat diunduh secara gratis di App Store dan Google Play. LINE berbeda dari aplikasi instant messaging lainnya, karena memberikan layanan free call, dapat menampung 100 anggota dalam grup chat dan juga Line memiliki emoticon yang bervariasi (Kompas, 2012).
Naver, perusahaan asal jepang yang mengembangkan aplikasi ini melengkapi LINE dengan beberapa aplikasi tambahan, yakni Line Camera dan Line Card untuk kartu ucapan. Keduanya sudah tersedia untuk iOS dan Android. Pada awal April 2012, Naver memperluas penggunaan Line ke perangkat komputer. Line kini sudah tersedia untuk Mac dan Windows (Kompas, 2012).

1.2        Rumusan Masalah
1.     Apakah itu LINE?
2.     Bagaimana Cara Mendaftar LINE?
3.     Bagaimana cara menggunakan LINE?
4.     Apa saja kelebihan dan kekurangan LINE?

1.3        Batasan Masalah
Penulisan ini dibatasi pada cara pendaftaran, penggunaan, dan juga kelebihan serta kekurangan pada aplikasi LINE.

1.4        Tujuan
Untuk mengetahui apa itu aplikasi LINE, cara penggunaannya serta kelebihan dan kekurangan yang dimiliki oleh aplikasi tersebut.


2.    PEMBAHASAN

2.1        LINE
LINE adalah sebuah aplikasi pengirim pesan instan gratis yang dapat digunakan pada berbagai platform seperti smartphone, tablet, dan komputer. LINE difungsikan dengan menggunakan jaringan internet sehingga pengguna LINE dapat melakukan aktivitas seperti mengirim pesan teks, mengirim gambar, vide, pesan suara dan lain-lain. LINE diklaim sebagai aplikasi pengirim pesan isntan terlaris di 42 negara.
LINE dikembangkan oleh perusahaan Jepang bernama NHN Corporation. LINE pertama kali dirilis pada Juni 2011 dan mulanya hanya dapat digunakan pada sistem iOS dan Android. Setelah sukses pada kedua sistem tersebut LINE masuk dalam sistem operasi besutan BlackBerry. Lalu pada tahun 2012, LINE resmi meluncurkan aplikasi yang dapat digunakan pada perangkat Mac dan Windows. Kesuksesan LINE sebagai aplikasi pengirim pesan instan terlihat dari pengguna yang mencapai 101 juta di 230 negara di dunia. LINE menduduki posisi 1 dalam kategori aplikasi gratis di 42 negara, di antaranya Jepang, Taiwan, Spanyol, Rusia, Hong Kong, Thailand Singapura, Malaysia, Macau, Swiss, Arab Saudi, Uni Emirat Arab, dan lain-lain. LINE resmi membuka kantor di Indonesia pada pertengahan 2012

2.2        Cara Pendaftaran LINE
Untuk dapat menggunakan LINE, kita diharuskan melewati beberapa tahap seperti berikut:
1.       Mendownload aplikasi dari situs resmi LINE atau melalui application store pada masing-masing platform.
2.       Instal aplikasi yang telah di download.
3.       Setelah instalasi, untuk kode aktivasi ID LINE, akan dikirim SMS melalui nomer handpone.
4.       Selanjutnya kode aktivasi dapat dimasukkan kedalam kolom yang tersedia untuk aktivasi LINE.
5.     LINE segera aktif dan mendata kontak di phonebook yang menggunakan aplikasi LINE dan sekaligus menjadi teman.
6.     Untuk memulai chat dengan teman, klik nama di tab friends.
7.     Kita dapat melakukan pengaturan LINE tab setting sesuai dengan keinginan mulai dari notifikasi, ukuran font, hingga profil. Pengaturan terdiri dari dua, yaitu Basic Setting dan Privacy Setting.
8.     Kita dapat mencari teman dengan menggunakan QR Code atau dengan menggunakan nama ID Pengguna.

2.3        Cara Penggunaan LINE
LINE dapat digunakan pada berbagai platform seperti iOSAndroidWindows PhoneBlackBerry OS bahkan Computer Mac OS X dan Microsoft Windows. LINE hanya dapat digunakan untuk sesama pengguna LINE. Aplikasi dapat di download pada situs resmi LINE, BlackBerry App WorldGoogle PlayApp Store, atau Windows Marketplace .
LINE menggunakan nomor telepon sebagai ID dan dapat membuat ID pengguna untuk memudahkan orang mengundang anda. Anda juga dapat menyembunyikan nomor telepon untuk melindungi privasi anda. LINE menyediakan fitur Blocked List pada tab privacy setting, dan juga menyedikan fitur keamanan password untuk menghindari orang lain membuka dan melihat isi percakapan anda.
·         Koneksi
Koneksi LINE dilakukan dengan menggunakan jaringan internet apapun yang digunakan perangkat host.

·         Nomor HP dan User ID sebagai PIN sunting
LINE menggunakan nomor handphone sebagai teman kontak di LINE. Semua nomor handphone dalam kontak smartphone anda akan langsung menjadi teman anda. Chat dapat dilakukan dengan sesama teman yang menggunakan aplikasi LINE ini. Selain menggunakan nomor, user ID juga disediakan oleh LINE untuk memudahkan pencarian teman LINE anda.

·         Tambah Teman
Untuk menambah teman LINE, selain dengan cara menyimpan nomor handphone teman Anda, penambahan teman dapat dilakukan dengan fitur Shake It. Cara menggunakan fitur ini hanya dengan menggoyangkan smartphone anda dan teman anda dengan jarak yang dekat.

Selanjutnya, menambahkan teman LINE dengan cara mengetikkan user ID teman Anda yang telah dibuatnya. Dengan user ID, anda tidak perlu menambahkan menambahkan teman LINE dengan menyimpan nomor handphone teman Anda.

·         Tampilan
Untuk tampilan LINE, anda dapat mengganti tampilan chat room sesuai dengan selera di anda.

·         Pengaturan
Pada bagian Setting, anda dapat mengatur Basic Setting dan Privacy Setting. Pada Basic Setting anda dapat mengatur notifikasi pesan baru dan undangan masuk group. Notifikasi dapat dipilih berupa Pop-up, suara saja, atau keduanya. Terdapat tiga pilihan ukuran huruf, pilihan kecil, sedang, dan besar. Pada bagian privacy settings, anda dapat menggunakan pseudonim atau nama panggilan untuk ditampilkan pada profil anda.

·         Group Chat
LINE juga menyediakan fitur group chat yang dapat anda buat sendiri. Dengan kapasitas hingga mencapai 200 orang, anda dapat leluasa mengundang teman-teman anda untuk masuk dalam group chat. Melalui group chat anda dapat mengirim pesan secara serentak kepada teman-teman anda yang terdaftar dalam group.

·         Fitur-fitur
LINE menawarkan fitur-fitur unggulan, yaitu:
1.       Sticker, merupakan gambar yang merupakan bagian dari IM smiley. Anda dapat menggunakan sticker pada tab sticker. Terdapat 255 sticker menarik untuk mengekspresikan perbincangan dalam bentuk gambar.
2.       Attachment, anda dapat melampirkan file untuk anda kirim ke teman LINE anda seperti suara, gambar, dll.
3.       Call, dengan sesama pengguna LINE anda dapat menelpon teman LINE anda tanpa bayar karena memanfaatkan jaringan internet.
4.       Dapat menggunakan QR code. anda bisa scan QR code dengan aplikasi ini. QR code ini berfungsi untuk menambah teman di aplikasi LINE ini. Begitu juga sebaliknya.

2.4        Kelebihan dan Kekurangan LINE
·         Kelebihan LINE
1.       Line menyediakan Blocked List sehingga pengguna dapat memblok user ID atau nomor handphone untuk tidak masuk dalam kontak Line pengguna
2.       Merupakan aplikasi lintas platform
3.       Banyak sticker-sticker lucu yang dapat mewakili perasaan pengguna untuk digunakan dalam obrolan

·         Kekurangan LINE
1.        Nomor telp atau ID line kita mudah tersebar.
2.        Hanya bisa menjangkau kota dan masyarakat yang memiliki akses internet.
3.        Saingan sangat banyak.
4.        Belum adanya undang-undang yang mengatur tentang internet marketing sehingga apabila ada masalah tidak bisa menuntut.
5.        Membutuhkan memory besar karena setiap applikasi fitur harus install masing-masing.
6.        Meski gratis,tetapi banyak memakai kuota internet.
7.        Terlalu banyak iklan masuk di chat jika berteman dengan  line official akun.
8.        Lebih banyak sticker dan tema yang berbayar.



3.    PENUTUP

3.1        Kesimpulan
LINE merupakan aplikasi pengirim pesan instan yang saat ini banyak digunakan oleh semua kalangan. LINE juga memiliki banyak kekurangan dan kelebihan. Peran LINE dalam teknologi informasi dan komunikasi secara umum dapat memudahkan sistem komunikasi dengan berbagai fitur yang diberikan dalam penyampaian pesan atau informasi secara canggih, efisien dan lebih cepat.

3.2        Saran
Pada pihak pengembang diharapkan untuk mempertahankan system dan fitur yang sudah bagus dan memperbaiki kekurangan dari system agar menjadi applikasi yang lebih baik lagi kedepannya.

Minggu, 08 Juli 2018

LISTEN TO YOUR FAVORITE SONG ON REPEA

LISTEN TO YOUR FAVORITE SONG ON REPEAT

People love music. Some of them say that they won’t be able to live happily if you have no rhythm on doing it, if you have no rhythm then you’ve got no music in you as well. Great songs help make things work the way you want to, especially the vibe that happens around you, that is why you need music to complete your life perfectly. Let’s talk about what exactly song do you prefer to listen in your car along the way to your home? What song that brings you smile everytime you listen to it? Each person has different preferences of the songs they like, they love, or even about the singer that they admire a lot. Once I heard about this single which came out unexpectedly from Maroon 5, I felt like dying. I knew from the start that the song would be everybody’s new favorite song, and they wouldn’t stop playing it on radio. Well, these all seem like some clues. I’m here talking about “Girls Like You”. Girls Like You has a popular chorus that repeats the title of the song and make it as the refrain. When a song has some easy lyrics to remember and easy to pronounce, they must be in love with the song, just as much as this song brings. I like a song which can make me smile, dance, or even think about “What the story behind this song?”. When I find reasons why I’m in love with a song, usually it is beacause the lyrics feel like telling about my story or about someone I love like Mom, Dad, Family, and Friends or even people that I hate can get me inspired on liking songs.

Now I’m telling you all the truth that Girls Like You will always stay on top of my playlist. I like listening to it on repeat. The beat is up, I can’t stop hitting my lap like playing drum, you know I rarely love a song this much but this time is different. When you know a song then you want to get deeper on knowing what the song is really all about. Because I did. I searched the music video and I was wondering, what message did they put up into the video? Then I found one story that telling me about everything. In the music video of Girls Like You Maroon 5 featuring Cardi B, there are some appearances of Camila CabelloPhoebe RobinsonAly RaismanSarah SilvermanGal GadotLilly SinghAmani Al-KhatahtbehTrace LysetteTiffany Haddish, Angy Rivera, Franchesca RamseyMillie Bobby BrownEllen DeGeneresJennifer LopezChloe KimAlex MorganMary J. BligeBeanie Feldstein, Jackie Fielder, Danica PatrickIlhan OmarElizabeth BanksAshley GrahamRita Ora and Levine’s wife Behati Prinsloo and their daughter Dusty Rose. The clothing worn by the guests of the music video features several messages that represent various social justice and identity movements. Immigrant rights activist Angy Rivera of New York State Youth Leadership Council wears her organization's T-shirt with the phrase "Undocumented Unafraid Unapologetic." Amani Al-Khatahtbeh wears a hat with her website, MuslimGirl.com, which aims to "kick-start an open honest dialogue about Islam in today's society." Olympic gymnast Aly Raisman wore a T-shirt with the phrase "Always Speak Your Truth". Jackie Fielder, founder of indigenous-led San Francisco Defund DAPL Coalition, wore a T-shirt with the words "Divest, Water is Life". That story background got me. There are so many issues and messages that makes me interested even more. Some people only like some music or songs just for their ears (eargasm) but also there are so many that love the song for the ears and eyes, that is why MV clip matters, me included. I love Girls Like You not only for the ears, but for the eyes, help my mind to get a bit warmer, and dance, I feel happy. My mood is eternally raising up to the next level. One time I got sad then the song played on the radio, I felt like there was someone, ready to listen all my stupid stories and drown to my kind of sadness then I felt a little bit better, I could simply give my smile to the world after, and in that time I decided to love this song to help me find my energy, my spirit, that I know sometimes I just keep losing it and I need any kind of support that can boost it all perfectly.

Jumat, 13 April 2018

My Recently Favorite Platform

My Recently Favorite Platform is iOS, Why?

I have been living my life for over 20 years. I’ve used a lot of various phones which was popular back then.  Well, we all know that time goes by and technology is always on. Technology is always keeping up with “what’s happening in the world?” so they’re improving every aspects to reach the definition of smartphone really means.

            There are two types of platform apps in smartphone that everyone knows, we know android that most people use because we admit that is way cheaper than iOS (iphone) and for iOS, itlooks more expensive in every ways but it is really easy to use, it’s just efficient. I see that android is not really that bad but what I know, once I used iOS for daily use, I just can’t change my mind to use any other kind of platforms, my mind is like simply telling me “Just go buy newer iphone, buddy!” then in fact, I keep upgrading my iphone to a better version when the old version which I used was broken. Every iphone types that I used, it took 3 years or so then I needed to buy another new one to keep up the operating system which was getting slower in old versions.Well, every technology that we have, always running slower with old version of operating system, right? So using iOS is worthy, isn’t it? Despite that every gadgets must have some lacks of their operating system, I have a lot of advantages on using iOS.iOS has feature that we all know as Siri, it helps the users of iphone in every situations. By using Siri,you can do so many things. You can give some orders to Siri. For example, you tell Siri to answer the call then Siri will detect your voice and do your order. And there is one thing that is not less important, lost cases happen all the time and iOS can help you better for protection that case. iOS have tracking your GPS iphone to detect where the phone really is. These two things are cool but you don’t need to worry because I have three more advantages that will make you interested more on using iphone and get iOS for the operating system. First of all, you can always update your OS to a better stage of version for every iphone types, with no exceptions. Second, iphone has touch ID system with finger-print protections, it’s the best. For the last, iOS is way safer from Malware (Malicious Software) threats, malware is computer program that has designed to damage your computer or phone system without users consent, it’s a very dangerous virus but when you are using iOS (iphone), you don’t have to worry about that. This phone only provides secured apps in the apps store, so when you access the internet, you will be surely protected from 

Jumat, 30 Maret 2018

Recommended Culinary


         Most of the times, I go to Puncak when I want to spend time with my friends. Puncak is really cold at night, so many places to go to, good views and I feel so comfortable with all that, but just so you know I’m always starving in every minutes of my life in Puncak. I just want to eat everything that taste hot and spicy in my mouth and feel so warm for my body. Anyway, for those reasons I’m looking for the best cuisine in Puncak. I would tell you this is one of the best culinary I’ve ever eaten in Puncak.  I’ve been here for so many times. It’s Sate Maranggi Sari Asih in Cianjur. There are so many places that will serve you Sate Maranggi but this is different, everyone who loves eating Sate Maranggi must know this place. It’s quite far from Puncak-Pas because it takes about 30 minutes to get there, but I can tell that is worth the efforts.

        When you drive along the way from Puncak to get to the place, you keep looking on your right then you can see the place with a sign that says “Sate Maranggi SARI ASIH”, and the last is you can right away park your car near the street. After that you can go into the place and find your seats, you can see the menu on the wall, it’s huge. It is written the prices and what kind of Sate you prefer to eat, only meat or mix with the fat, you can choose. You can order any drinks you want but you get hot tea for free and you can ask for more hot tea if you want to. When you eat Sate Maranggi, it is not completed if you don’t eat your Sate together with Ketan Bakar or Nasi Putih. For myself, I prefer a little portion of Nasi Putih and poured with soy sauce then mixed with green chilli but I love to cut off the green chillies to pieces with my hands because I really like to eat sweet and spicy food in the same time. The sate is always doing me right, feels good for my mouth and also my body, I just feel great. For the Sate Maranggi, I love every kind of Sate that they serve. I can eat Sate with the fat only or meat mixed the fat, both are so delicious. I’m going to tell you the secret weapon that this place has, it’s the sauce. They serve a bucket of spicy oncom sauce to eat together with all the components of the dish. It’s just beyond your imagination.

      With all my heart, I never play dumb with my culinary taste, I recommend you all to eat your best Sate Maranggi that you could ever imagine, well-grilled Sate, good spot to eat for lunch, dinner time, or even your supper, you name it. The price will not make you sad or anything, it’s so affordable. You can bring your whole family to eat here. It’s really good to try. You will not regret it, this is actually really good because I can tell that I haven’t seen a lot of Sate Maranggi with very good taste like this one.

Kamis, 15 Maret 2018

REVIEW MOVIE



PITCH PERFECT 3
Released Date  : December 22th, 2017
Director : Trish Sie
Producer : Elizabeth Banks, Paul Brooks, Max Handelman
Main Casts : Anna Kendrick, Rebel Wilson, Hailee Steinfeld, Brittany Snow, Anna Camp, Hana Mae Lee, Alexis Knapp, Elizabeth Banks
Special Appearences : DJ Khaled
Production Company : Gold Circle Films, Brownstone Productions
Duration : 93 Minutes
Country : United States of America

Orientation :
Pitch Perfect is a movie that has 3 sequels. This time, the recent movie of these three which is the 3rd sequel of Pitch Perfect, it is Pitch Perfect 3 with DJ Khaled special appearances. There’s nothing much changed from the movie since its first released. This movie is showing a bunch of girls that live together as family because they are united into a group of girls who love to sing acapella. The group is called The Bellas (The Barden Bellas). In Pitch Perfect 3, the girls are not in school or university anymore, now they live their lives as women, they have jobs but they are not happy because for a while they stop singing together. Then somehow the girls have a chance to meet up and do things that they usually do for the last time which is singing together as a group again and get into a competition. These all can happen because Aubrey is an army officer’s daughter so she has a USO performance accesed to join the singing competition. Eventhough they all want to win this thing and get the opening lead for DJ Khaled but still there are a lot things happen along the journey.


Evaluation :

This movie is gone way too far. This movie shows people their lives as grown up women who have jobs and careers, that is a good plot for taking adult lives as the theme of the movie. But this is bad that Bumper, Jessie, and Benji are all gone in Pitch Perfect 3. They seems like “Wow these three male characters in previous sequels were born for these parts, they were so good in singing but why? They should’ve not left this last performances as the main male characters of Pitch Perfect.” Then they did, they are replaced by other male characters but these new male characters are not showing their singing skills or anything.
I like the part as they show love of the friendships, they also show fathers’ love in randomly unique ways. Fat Amy has a dad that loves her so much but it’s just a lie, her dad is bad, her dad doesn’t want Fat Amy to be in his life again, her dad only wants the money that she has,so much saving money in so long and her dad is dying to take away all of the money to be his. It is different for Aubrey, her dad never shows up, her dad never sees her stage performances, he never sees Aubrey lead the group, never. But this time, in the end of the movie, we can see that the time has come, her dad shows up and hugs her. As we all can see, Aubrey’s dad just didn’t have time to watch her not didn’t have time to love her, so different if we see kind of love that Fat Amy’s dad has.
The important thing for all, I really like the plot-twists, the scripts, the funny moments, everything. We can know whose the bad guy is until the end of the movie, you can’t see only the beginning of the show or just the end of the show, you need to see every single scenes that happen. The last scene when Becca is singing her solo and she asked the girls to sing and join in with her to the stage, then the playback good friendship moments from the previous sequels (Pitch Perfect 1 and Pitch Perfect2 until the last sequel (Pitch Perfect 3), these all scenes justtruly touch everyone emotions and very thoughtful. This movie is one step away from the perfectness, we all know that almost is never enough but it is more than enough to me, it still is a good movie to watch.


Interpretation :
Romance scenes always catch the eyes of the audiences, it makes movie so important to see from the beginning to end. It can deliver a lot of emotions. In Pitch Perfect 3, there are not so many love scenes but it still can deliver the emotions. This movie tells the audiences about how much family matters for everyone, how much you care to the friendship you have in so long, these all make you appreciate things you have now. The songs that they sing in the movie are just beautiful. No exception, the music directors did a great job, the characters are awesome. In PitchPerfect 1 and Pitch Perfect 2, there are so many good male singers and they also show the act and some dialogues in the movie, they’ve performed as the characters so good. But in Pitch Perfect 3, there are not so many male casts in the movie and they don’t have singing performances, it makes the movie so different than the movie does on previous sequels. These all can be doing in porpuse because the movie wants to show a lot of female characters scenes, the togetherness and their great singing performances for the last time. 

Summary :
This movie is really worth to watch for so many times after.  People can decide but I admit it the movie is the best Musical-Comedy movie ever. The movie makes people think a lot how tp be grateful because there are so many people who love you and care about you always, and theyalso can be called family. In this movie, they’ve met each other because they all have something in common, it is music. Their passions in singing are just extra-ordinary. From this part, the audiences can learn that you can find so many new members of family in anywhere. For example, what Becca and Fat Amy have is a kind of unique friendships. They love each other in funny way, also Chloe to Becca and Chloe to Aubrey, they care each other a lot but still make the audiences laugh so hard. You can see the scene of the girls decided to let Becca be free as the opening solo for DJ Khaled in the end, because the girls know that Becca loves to make music  and this could be the one and only opportunity she has for her music career. The girls show audiences about tolerances and huge supports are matters to the family, no exception it is for every each one of them, it is for all.

Selasa, 09 Januari 2018

AUDIT SISTEM INFORMASI TENTANG PEMBOBOLAN E-BANKING


            Perbankan Elekronik atau E-banking yang juga dikenal dengan istilah internet banking ini dapat di definisikan sebagai jasa dan produk bank secara langsung kepada nasabah melalui elektronik, saluran komunikasi interaktif. E-Banking meliputi sistem yang memungkinkan nasabah bank, baik individu ataupun bisnis, untuk mengakses rekening, melakukan transaksi bisnis, atau mendapatkan informasi produk dan jasa bank melalui jaringan pribadi atau publik, termasuk internet. 
Dari waktu ke waktu, semakin banyak bank yang menyediakan layanan atau jasa internet banking yang diatur melalui Peraturan Bank Indonesia No. 9/15/PBI/2007 Tahun 2007 tentang Penerapan Manajemen Risiko Dalam Penggunaan Teknologi Informasi Oleh Bank Umum. 
Internet banking telah memberikan keuntungan kepada pihak bank antara lain:

  • Business expansion
  • Customer loyality
  • Revenue and cost improvement
  • Competitive advantage
  • New business model
Jenis-jenis produk E-banking yang sudah diterapkan di bank Indonesia adalah Internet Banking, SMS Banking, Phone Banking dan ATM.
Beberapa jenis kejahatan dalam internet banking yaitu;
1. Card skining adalah menggandakan informasi yang terdapat dalam pita magnetik(megnetik strip) yang terdapat pada kartu kredit maupun ATM/debit secara ilegal.
2.    Phising adalah tindakan memperoleh informasi pribadi seperti User, ID, PIN, nomor rekening bank dan informasi pribadi Anda secara tidak sah. Informasi ini kemudian akan dimanfaatkan oleh pihak penipu untuk mengakses rekening.
3.    Spyware adalah sejenis program komputer yang diprogram untuk “mencuri” informasi – informasi penting/pribadi dari komputer atau HP yang terinfeksi dan mengirimnya ke lokasi tertentu di internet kemudian diambil oleh pembuatnya. Target utama contohnya; nomor kartu kredit, User ID, password, nomor rekening dan alamat e-mail.
4.    Bot(robot) adalah sejenis program komputer yang apabila terinstal di PC  atau HP Anda, dapat menyebabkan PC atau HP Anda dikontrol oleh orang lain secara remote melalui jaringan.

Keamanan merupakan masalah utama dalam e-banking karena setiap kegiatan transaksi perbankan menggunakan internet oleh karena itu rawan akan pengintaian dan penyalahgunaan oleh orang-orang yang tak bertanggungjawab(hacker). karena itu sebuah situs e-banking diwajibkan mengguanakan keamanan yang sangat ketat untuk menjamin keamanan dari data nasabah tersebut, salah satu tehnik pengamanan yang sering di gunakan dalam e-banking adalah SSL(secure socket layer) atau lewat protokol HTTPS(secure HTTP), serta mematuhi regulasi ISO 27000 yang merupakan standar keamanan yang diterapkan oleh instansi diseluruh dunia dan regulasi PCI-DSS yang khusus mengatur standar keamanan internasional bagi perbankan atau perusahaan yang memanfaatkan kartu debet dan kartu kredit sebagai media pembayaran. Selain beberapa teknik pengamanan dari pihak bank tesebut, peran aktif ketelitian serta kehati-hatian para nasabah dalam mengakses e-banking juga sangat diperlukan.